CV Profile No.70237

Experience in the following industries :

• Banking, insurance, finance
• Marketing, communication, media

Professional experience

• RELATIONSHIP MANAGER
• BAYPORT SAVINGS AND LOANS PLC
• Since 09.2017
•  Marketed and cross-sold the products of the company to the public as well as interested groups.  Educated target customers on small and SME loans  Achieved 90% of auto leasing and consumer loans.  Achieved 90%-100% logbook loans  Ensured compliance and implementation of AML policies and procedures  Assessed applicant’s business and residence, contacting suppliers, customer and other stakeholders of the applicant where necessary and analyze the information gathered in a professional manner.  Determined credit worthiness, set appropriate credit limit, screen and selects qualified loan applicant.  Achieved a comprehensive weekly collateral registry requirement by BoG.  Achieved 80%– 90% results of loan analysis, risk rating and other worksheets to credit committee for decision on the applicant.  Support the Head, Risk and Compliance, to develop and implement the enterprise wide risk management framework and practices across the Fund.  Built and managed a healthy loan portfolio in terms of size, quality and client satisfaction.  Filed, organized and kept client’s information in a professional manner.  Made positive contribution to the improvement of team spirit, processes and procedures of the company.  Achieved any other duty/business assigned by the branch supervisor or the branch manager

• CREDIT OFFICER
• ADEHYEMAN SAVINGS AND LOANS LTD
• 11.2015 - 08.2017
•  Marketed and cross-soled the products of the company to the public as well as interested groups.  Educated, informed and persuaded potential clients on loan products of the company.  Assessed loans by visiting the applicant’s business and residence, contacting suppliers, customer and other stakeholders of the applicant where necessary and analyze the information gathered in a professional manner.  Maintenance of cohesion and solidarity in all the groups.  Achieved 100% of group loan target as well as deposits  Determined credit worthiness, set appropriate credit limit, screen and selects qualified loan applicant.  Built and managed a healthy loan portfolio in terms of size, quality and client satisfaction.  Monitored and reported on outstanding loan portfolio and ensure collection of due and past due loan repayment amounts.  Done intensive follow up on Portfolio at Risk (PAR) and bad debts.  Provided advisory services to clients to aid them in making healthy decisions on their business.  Filed, organize and kept client’s information in a professional manner

• TEACHING ASSISTANT
• EVENGELICAL PRESBY PRIMARY SCHOOL - DONKORKROM
• 09.2014 - 08.2015
•  Reviewed the syllabus and used it to prepare lesson notes.  Identified and prepared teaching and learning materials.  Delivered at class lessons and assisted pupils to do their assignment with demonstrations.

• ACCOUNTS OFFICER
• ELECTRICITY COMPANY OF GHANA
• 05.2013 - 08.2013
•  Recording of daily revenue into the revenue book was adhered to.  Achieved commissioner-general’s directives with respect to VAT and withholding tax.  Daily relay of revenue figures to the regional office was effectively observed.  Checking the revenue stocks (receipts) of the cashiers was achieved.  Opening and closing of job cards.  Recorded the movement of materials on the tally card s was and the ledger card was effective  Adhered to the Preparations of monthly revenue chart using Microsoft excel.

• ACCOUNTS OFFICER
• KOFORIDUA POLYTECHNIC
• 05.2012 - 08.2012
•  Preparation of petty cash book.  Preparation of sales and purchases journal as well as the respective ledgers.  Drafting of the trial balance, income statement and the statement of financial position.  Reconciling bank statement with the cash book.  Preparation of fund (cash) flow statement and the statement of changes in equity. NOTE; All the above accounts were prepared using an accounting software known as ‘’tally system’’ under the supervision of Directors from Intravenous Infusions Ltd, Ghana.