CV Profile No.87027

Experience in the following industries :

• Banking, insurance, finance
• Research and development

Professional experience

• CREDIT RISK OFFICER
• INNOVATIVE MICROFINANCE LIMITED
• Since 04.2018
• • Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, monthly and annual due diligence. • Provide recommendations tied to analysis and assessment of credit risk to management, especially providing insights into a borrower’s ability to repay. • Ensure credit policies and other products and services are thoroughly explained to maintain existing customers and win potential customers. • Review loan agreements to ensure that they are complete and accurate and prepare a quarterly plan for loan disbursement. • Disburse loans following the company’s credit policy. • Ensure credit files are completed, updated, and proper backups are done. • Design new methods to collect installment from loans disbursed on weekly basis. • Generating weekly and monthly reports on expected repayments, pass due and expired loans, and the way forward with regards to recovery.

• INSURANCE BROKER
• ENTERPRISE LIFE INSURANCE
• 08.2017 - 03.2018
• • Prospected potential companies and individuals and sold various types of insurance policies to businesses, individuals on behalf of the insurance company. • Customized insurance policies to suit individual customers, to cover a variety of risks which increased. • Assessed the type of risks a client’s face, arranged insurance cover for the client, and submit details to insurers.

• DATA PROCESSING ASSISTANT
• GHANA STATISTICAL SERVICE
• 09.2013 - 04.2017
• • Assisted in data cleaning and formatting; data editing and sharing; and reconciliation and splitting • Collected data from selected establishments for the Labour Market Survey (LMS) • Accurately assigned International Standard Industrial Codes (ISIC) codes to establishments activities • Effectively supervised and monitored field interviewers and data entry officers for IBES phase 1. • Accurately and efficiently took economic data, edited, and corrected questionnaires from selected establishments and zones for IBES II. • Assigned International Standard Industrial Codes (ISIC) and Central Product Codes (CPC) to activities and products respectively. • Prepared and installed programs on Computer Assisted Personal Interview (CAPI) laptop machines and run daily back-ups for data processing. • Listed and interviewed all households within forty-five (45) clusters in the Brong Ahafo Region for the Maternal Mortality and Morbidity Survey first phase. • Listed and interviewed households for the Second Year of Life Survey (2YL)

• INTENSHIP - HUMAN RESOURCE AND ORGANISATIONAL DEVELOPEMENT
• COLLEGE OF HEALTH SCIENCES - UNIVERSITY OF GHANA
• 06.2012 - 08.2012
• • Assisted the research assistant with administrative research work and ensured proper filling of documents.

• EXECUTIVE SALES MANAGER
• FRIMSEA WAYS ENT
• 03.2008 - 01.2012
• • Increased sales to 70% through good customer service • Suggested new goods which increased earnings by 50% • Assisted in the clearing of goods from the port • Weekly stock taking at the warehouse