CV Profile No.2999

Experience in the following industries :

• Transport, logistics, postal services
• Distribution, selling, wholesale
• Banking, insurance, finance
• Airport and shipping services
• Advice, audit, accounting

Professional experience

• Back Office Executive
• Fido Money Lending, Dzorwulu
• 11.2015 - 10.2015
• • Verification of loan applicants’ information for the purpose of disbursement. • Disbursement of loans to approved loan applicants. • Scheduling direct debit for auto deduction from customers’ accounts on their due dates. • Reconciliation of customers’ accounts in the Loan Management System. • Liaising with other departments to address customer concerns. • Handling of other clerical duties.

• Administrator
• Porter's Educational Institute, Kokomlemle
• 01.2015 - 12.2014
• • Responsible for the general administration of the institute. • Received school fees and kept all the accounting records of the institute. • Supervised teaching and learning activities of the school and ensured the general discipline of staffs and students. • Taught subjects like Financial Accounting, Business Management, Cost Accounting, Economics and Social Studies. • Prepared payroll and paid salaries. • Ensured that the institute's academic calendar and timetable were followed by tutors.

• Internal Audit and Compliance Officer
• Dream Finance Ltd, Tesano
• 01.2014 - 12.2013
• • Audited assigned branches, departments and subsidiaries and ensured their compliance to procedures. • Selected suppliers through tendering and audited payroll, budgets, and vouched records. • Highlighted areas where controls were weak or non-existent regular through internal control. • Conducted risk assessment of assigned department within Dream Finance Ltd and the other subsidiaries. • Ensured major risks of the organization were identified, analyzed and recommended possible solutions. • Assessed clients credit worthiness and verified their records to ensure that all information matched with what was provided in securing loan facilities. • Compared the system balances of loans with that of the clients´ as against loan officers´ schedules and reported any discrepancies to the appropriate authorities for remedial action.

• Credit Monitoring Officer
• Dream Finance Ltd
• 07.2013 - 06.2013
• • Reviewed and analyzed the businesses of applicants to be able to support an appropriate amount. • Reviewed loan agreement to ensure that they were complete and accurate. • Analyzed applicants’ credit worthiness to determine the feasibility of granting loans. • Dialogued with clients to ascertain business progress. • Monitored clients loan balances on daily basis to ascertain the progress of client’s loan repayments to ensure that strategies were put in place to pursue defaulting clients. • Assessed loan officers’ performance based on their portfolio, loan disbursement and recovery. • Devised strategy for the sale of loan products, repayments and default recovery. • Prepared monthly and weekly reports on branch and institutional disbursement and recovery.

• Accounts Administrative Officer
• Rising Soul School Complex
• 04.2012 - 03.2012
• • Prepared quarterly and annual financial statements in accordance with the International Financial Reporting Standards and International Accounting Standards. • Liaised between the school and statutory authorities (SSNIT and Ghana Revenue Authority). • Kept journals and ledgers, prepared payroll, and bank reconciliation statement. • Supervised the school’s developmental project (building and pavement), handled students admission, parents’ complaints and Public Relation issues. • Prepared and reviewed budgets and ensured their effective implementation. • Ensured proper adherence to internal control procedures in the organization by ensuring that all activities passed through the right channels. Receipts were issued for all fees collected, vouchers were raised, and invoices/receipts were collected for all expenses.

• Sales Executive
• Fidelity Bank
• 09.2011 - 08.2011
• • Developed and implemented marketing plans and sales target. • Reconciled actual sales targets with those projected in a bid to analyzing deviations from targets. • Prospected for clients, opened accounts and handled clerical work. • Handled and forwarded clients concerns to the appropriate authorities

• Assistant Cashier (National Service Personnel)
• Tema Metropolitan Assembly-Finance Department
• Since 10.2010
• • Received daily revenue from revenue collectors and kept accurate records of all cash and cheques receipts. • Checked cash received with the totals in the receipt books of revenue collectors. • Daily cash lodgement • Prepared weekly cash summary, and revenue returns

• Accounts Consultant
• Endors Bar
• Since 06.2010
• • Preparation of annual financial statements in accordance with International Financial Reporting Standards and International Accounting Standards. • Liaising between the company and the Ghana Revenue Authorities • Instituting and reviewing of internal controls and ensuring their adherence by the company’s staffs.