CV Profile No.48739

Experience in the following industries :

• Banking, insurance, finance
• Distribution, selling, wholesale

Professional experience

• Finance Manager
• A O Kranoc Ghana Limited
• Since 09.2018
• 1. Document and monitor expenditure of the company 2. Controls over handling cash and ensure systems are implemented and adhered to 3. Perform a monthly bank reconciliation between the company’s records with the bank statements 4. Prepare monthly budgets. 5. Prepare & submit local VAT returns 6. Monthly payroll processing from the bank directly to employees. 7. Assisting the Human resource Manager with other administrative works. 8. Collecting, interpreting and reviewing financial information 9. Reporting to management and stakeholders, and providing advice how the company and future business decisions might be impacted 10. Producing financial reports related to budgets, account payables, account receivables, expenses etc. 11. Developing long-term business plans based on these reports 12. Reviewing, monitoring and managing budgets 13. Developing strategies that work to minimise financial risk 14. Analysing market trends and competitors.

• Finance Manager
• Phortish Holding
• 07.2012 - 12.2017
• Management 1. Maintain a documented system of accounting policies and procedures 2. Manage outsourced functions 3. Oversee the operations of the treasury department, including the design of an organizational structure adequate for achieving the department's goals and objectives Funds Management 1. Forecast cash flow positions, related borrowing needs, and available funds for investment 2. Ensure that sufficient funds are available to meet ongoing operational and capital investment requirements. 3. Maintain banking relationships 4. Invest funds Budgeting 1. Manage the preparation of the company's budget 2. Report to management on variances from the established budget, and the reasons for those variances 3. Assist management in the formulation of its overall strategic direction Financial Analysis 1. Engage in ongoing cost reduction analyses in all areas of the company 2. Review the performance of competitors and report on key issues to management 3. Interpret the company's financial results to management and recommend improvement activities 4. Review company bottlenecks and recommend changes to improve the overall level of company throughput 5. Create additional analyses and reports as requested by management.

• Finance and Admin. Manager
• Curs Fiedelis Consult
• 02.2010 - 05.2012
• 1. Develop and maintain financial analysis and reporting activities for organization. 2. Prepare finance reports and account reconciliation reports according to company policies on periodic basis. 3. Identify and resolve invoicing issues, accounting discrepancies and other financial related issues. 4. Manage all bill payments and customer invoicing as per the deadlines. 5. Streamline processes and procedures for improving operational efficiency of finance reporting and budgeting systems.

• Head Credit and Marketing
• Amalgamated Bank Ghana limited
• 07.2006 - 01.2010
• 1. Managing SME and Corporate accounts 2. Relationship manager. 3. Credit and marketing. 4. Credit analyst for corporate account. 5. Heading credit department for the northern part of Ghana. 6. Reconcile credit / debit card purchases 7. Manage online card purchases. 8. Analyze customer data in marking credit decision.

• Direct Sales team Manager
• Standard Chartered Bank
• 01.2004 - 06.2006
• 1. Managing a team of Direct sales executives 2. Coaching team members to sell personal and business loans. 3. Processing of loan products. 4. Handling of customer compliance and objections with regards to loans.