CV Profile No.85108

Experience in the following industries :

• Advice, audit, accounting
• Banking, insurance, finance
• Government services

Professional experience

• Credit Officer
• PAYFLEX MICROFINANCE COMPANY
• Since 10.2019
• ▪ Assessment of prospective loan clients/guarantors, ▪ Conducting business and residential appraisal of loan clients ▪ Loan monitoring and recovery of loans. ▪ Marketing loan product to prospective client

• Internal Audit officer
• Women’s World Banking Ghana
• 08.2015 - 08.2019
• 1.Conducts head office and branch audit to verify that all company systems, policies and procedures are being observed and applied, pointing out transactions that are not within its powers or are contrary to the banking regulations and organization’s policies and procedures for the attention of the Chief Internal Auditor. and prepares recommendations for improvement, 2.Conducts petty cash fund audit and surprise count of petty cash and cash in vault 3. Conducts annual, quarterly, and monthly audits according to set plan and schedules

• Senior Credit Analyst
• Women’s World Banking Ghana
• 04.2013 - 07.2015
• 1.Supervise Branch Credit Activities. 2.Ensures that Branch Loan Disbursement target are achieved. 3. Soliciting for potential clients, Loan Monitoring and Customer visitation. 4. Prepares Credit Risk Review for Head office and Branch Credit Committee. 5. Branch loan Portfolio Management 6. Prepares loans reports on a daily, weekly and monthly basis.

• Monitoring Officer
• Women’s World Banking Ghana
• 07.2012 - 03.2013
• 1.Monitoring Branch loan portfolio and loan installment repayment. 2. Ensure that Loan repayments are done on the due dates 3. Consistent follow up on Credit Officers, Direct sales officers for collection of loan repayment. 4. Prepares client call report and also report on delinquent loans

• Credit Officer
• Women’s World Banking Ghana
• 07.2011 - 06.2012
• 1.Marketing institutional loan products 2. Conducting Business and Residential appraisal. (Client and Guarantor). 3. Prepares loan documentation for committee approval 4. Monitoring and Recovery of loans

• Branch Systems Administrator
• Women’s World Banking Ghana
• 12.2010 - 06.2011
• ▪ Manages Management Information Systems (MIS) and service delivery standards at the branch level. ▪ Update systems user’s security profiles, Train end users in utilizing institution system. ▪ Provides ongoing support of end users through troubleshooting and problem solving. ▪ Implement systems backup, Maintenance, and service routine of branch systems. ▪ Installs, test, and implements all new software systems and updates in the branch. ▪ Generates required reports for Branch manager on a daily, weekly, or monthly basis.

• Accounts Officer
• Women’s World Banking Ghana
• 06.2010 - 11.2010
• ▪ Handles inward and outward clearing cheques. ▪ Ensures deposits and withdrawals are correctly handled and authorized with proper call-over. ▪ Maintaining appropriate cash levels in line with Branch requirements and insurance limits ▪ Reconciliation of inter-branch and Head Office accounts ▪ Preparation of Waste, Daily Balance Sheet, update of General Ledger, and Ledger Balancing